White paper – PIN debit routing: a multi-million-dollar opportunity

24th July 2017
Contributor:
Alistair Matthewson
Alistair Matthewson

Many US merchants are unwittingly missing out on substantial six and seven-figure cost savings as a result of sub-optimal routing arrangements from their processors, or from not routing at all.

In this white paper we take a look at the history of PIN debit, the current situation many merchants find themselves in, and steps you can take to optimize your arrangements.

White paper contents:

  • PIN debit routing: A history
  • Processor run routing arrangements
  • Durbin appeal attempt thwarted
  • How merchants can optimize PIN versus signature
  • Additional considerations – what are merchants missing?

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